Zayatra Credit Limited DO YOU NEED SMART LOAN BUSINESS? Apply Now About Us We help our clients to meet their business/personal needs. Zayatra Credit Lending Services Limited, is a Zambian local company limited by shares incorporated in 2023 and wholly owned by Zambians. Read more Civil Servant loan This is a facility advanced to employees in the civil service, backed by an MOU. Read Moro Business loan This is a payroll based loan designed for clients who would like to invest their loan in a business venture. Read More salary advance This is a payroll based loan designed for clients who would like to access salary advances. Read More Why Choose Us? Our uniqueness and specialty stems from low costs, fast processing time and low collateral requirements. Apply Now Testimonial What Our clients Say! The service at Zayatra is professional and easy. The team give clear instructions for one off small loans and I have had no issues. Really great and quick service.always been there when needed. All the best to the hardworking team. From the very first payment request, I have had no problem. Always there when I needed help.